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Referral Information
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Ambetter Essential, Balanced and Secure Care Plans
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Ambetter Value Plans
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Ambetter Virtual Access
Ambetter Essential, Balanced and Secure Care Plans
Referrals
If you have a specific medical problem, condition, injury or disease, you may need to see a specialist. A specialist is a provider who is trained in a specific area of healthcare. Talk to your Primary Care Provider (PCP) first. He/she will refer you to a specialist for care if necessary. Do not go to a specialist without being referred by your PCP. The specialist may not see you without this referral.
It is also important you verify the specialist you are referred to is in the Ambetter from Superior HealthPlan network, so you don’t get billed for something you weren’t expecting.
Please note, there are some services that you may go directly to a specialist for without a referral. For example, you do not need a referral from your PCP for treatment from an in-network obstetrician or gynecologist. For a full listing of these services, please refer to your Evidence of Coverage - you can find it on your online member account at Ambetter.SuperiorHealthPlan.com.
If you need care that your PCP cannot provide, he/she can recommend a specialist provider. Paper referrals are not required.
The following are services that may require a referral from your PCP:
- Specialist services, including standing or ongoing referrals to a specific provider
- Diagnostic tests (X-ray and lab)
- High tech imaging (CT scans, MRIs, PET scans, etc.)*
- Planned inpatient admission*
- Clinic services
- Renal dialysis (kidney disease)*
- Durable Medical Equipment (DME)*
- Home healthcare*
*Services above marked with an asterisk may require prior authorization through Ambetter before receiving the service. To see if a service requires authorization, check with your Primary Care Provider (PCP), the ordering provider or Member Services. You can also find the services that require prior authorization on the Prior Authorization Requirements for Health Insurance Marketplace webpage.
Ambetter Value Plan
Your Ambetter Value plan requires a referral from your Primary Care Provider (PCP) before you can see most specialists. Your claim will not be covered without a referral.
Here’s what you need to do:
1. Select Your PCP
If you haven’t already, select a PCP. You can view a list of recommended PCPs and select your PCP on Find a DocExternal Link.
2. Meet With Your PCP
Your PCP will help coordinate all your health care services and provide any necessary referrals. During your PCP visit you should discuss your goals, follow up with your Care Team, and obtain any necessary referrals.
Important!
- If you have an appointment already scheduled with a specialist, you will need to contact your PCP first. You will need to obtain a referral prior to the specialist visit.
- If you do not have a referral from your PCP, your specialist visit will not be covered. The claim will be denied, and it won’t be paid.
3. Schedule specialist visit
Members can see any in-network specialist with a referral.
Referrals are NOT required for the following services:
- Emergency services
- Urgent care services
- Mental health, behavioral health, and substance abuse services
- Obstetrical and gynecological care
Referral FAQs
Medical referrals are required to see a specialist if it's outside of the Primary Care Physicians' scope. Members must obtain a referral before consulting with an in-network specialist if they are a Value or Virtual plan member.
Only your PCP may provide a referral for specialist care.
The claim will be denied.
No. Your PCP will need to submit a new referral if they determine additional specialist care is necessary.
No. If treatment is needed that may require Prior Authorization, the provider/specialist will need to follow the Prior Authorization process.
If the specialist feels that additional visits are needed beyond those requested by your PCP, a new referral will need to be submitted by your PCP.
You can seek a second opinion with another PCP in your Primary Provider Group.
Please allow seven (7) to ten (10) business days for the referral to be loaded on the member secure portal. You will then be able to view and print any referrals from your secure portal. You can also request a copy from your PCP.
If you are looking for a referral for a service that is not ‘on file' or in the system, this means your PCP has not submitted the referral. You will need to check with your PCP to ask for the referral to be submitted.
Your Teladoc PCP can refer you to a medically appropriate site of care
Yes, but you give up the benefit of $0 virtual PCP visits via Teladoc. You will also be responsible for the cost of in-person PCP visits. The referral requirement still applies, regardless of your PCP.
Yes; $0 virtual visits apply only to Teladoc
No.
The following specialties do not require referral from your PCP. Services performed by these specialists may still require prior authorization.
- Urgent Care
- Emergency Care
- OBGYN
- Radiology/Imaging
- Anesthesia
- Mental Health
- Behavioral Health
- Substance Abuse Services
- Labs
Ambetter Virtual Plan
Your Ambetter Virtual Access plan requires a referral from your Primary Care Provider (PCP) before you can see most specialists. Your claim will not be covered without a referral.
Here’s what you need to do:
1. Create Your Online Member Account
If you haven’t already, set up your online member account at ava.teladoc.comExternal Link. This is the best way to manage your health insurance and get the most out of your coverage.
2. Click on “Virtual Access” or “Telehealth Connect Now” to Select Your PCP (Primary Care Physician)
Select a Teladoc Virtual Primary Care Physician (PCP) and schedule your first wellness appointment. Your PCP will help coordinate all your health care services.
Important!
- To see a specialist, you must obtain a referral from your Teladoc Virtual PCP.
- If you have an appointment already scheduled with a specialist, you will need to schedule a visit with your new Teladoc Virtual PCP through the Ambetter Virtual Access Member app. You will need to obtain a referral prior to the specialist visit.
- It’s easy to confirm referrals made by your PCP through the Ambetter Virtual Access Member app. If you do not have a referral from your PCP, your specialist visit will not be covered. The claim will be denied, and it won’t be paid.
Referrals are NOT required for the following services:
- Emergency services
- Urgent care services
- Mental health, behavioral health, and substance abuse services
- Obstetrical and gynecological care
3. Meet With Your PCP
Meet with your Teladoc Virtual PCP by video or phone. Discuss your goals, follow up with your Care Team, and obtain any necessary referrals.
4. Review Your Benefits
Other Teladoc virtual services include Urgent Care, Mental Health, Dermatology, and Nutrition. Log in to your Ambetter Virtual Access account to see what other health benefits are included through your health plan.
Referral FAQs
Medical referrals are required to see a specialist if it's outside of the Primary Care Physicians' scope. Members must obtain a referral before consulting with an in-network specialist if they are a Value or Virtual plan member.
Only your PCP may provide a referral for specialist care.
The claim will be denied.
No. Your PCP will need to submit a new referral if they determine additional specialist care is necessary.
No. If treatment is needed that may require Prior Authorization, the provider/specialist will need to follow the Prior Authorization process.
If the specialist feels that additional visits are needed beyond those requested by your PCP, a new referral will need to be submitted by your PCP.
You can seek a second opinion with another PCP in your Primary Provider Group.
Please allow seven (7) to ten (10) business days for the referral to be loaded on the member secure portal. You will then be able to view and print any referrals from your secure portal. You can also request a copy from your PCP.
If you are looking for a referral for a service that is not ‘on file' or in the system, this means your PCP has not submitted the referral. You will need to check with your PCP to ask for the referral to be submitted.
Your Teladoc PCP can refer you to a medically appropriate site of care
Yes, but you give up the benefit of $0 virtual PCP visits via Teladoc. You will also be responsible for the cost of in-person PCP visits. The referral requirement still applies, regardless of your PCP.
Yes; $0 virtual visits apply only to Teladoc
No.
The following specialties do not require referral from your PCP. Services performed by these specialists may still require prior authorization.
- Urgent Care
- EmergencyCare
- OBGYN
- Radiology/Imaging
- Anesthesia
- Mental Health
- Behavioral Health
- Substance Abuse Services
- Labs
Ambetter from Superior HealthPlan includes EPO products that are underwritten by Celtic Insurance Company, and HMO products that are underwritten by Superior HealthPlan, Inc. These companies are each Qualified Health Plan issuers in the Texas Health Insurance Marketplace. This is a solicitation for insurance. ©2025 Celtic Insurance Company, ©2025 Superior HealthPlan, Inc. All rights reserved.