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North Carolina Health Insurance Plans | Ambetter of North Carolina
About Our Health Insurance Plans
Ambetter Health offers reliable health insurance plans for individuals and families.
Choose from a range of prices and coverage levels.
Ambetter Health Premier
Available for 2025 coverage, Ambetter Health Premier insurance plans make it easy to find the right fit. Premier plans cover essential health services and give you access to the broadest network of care providers. You won’t even need referrals to see specialists.
Our Premier plans are available in bronze, silver and gold levels. Each metal level provides a balance of monthly premium payment and out-of-pocket expenses. Your total costs will depend on your specific plan and financial situation, but the information below represents the way plans work at each level.
The information above represents the way typical plans at each level work. How much you will pay will depend on your specific plan.
Comprehensive Diabetes Care Plans
We understand the unique challenges individuals face in managing diabetes. That’s why we’re proud to introduce our specialized Clear Silver plan tailored specifically for diabetes care.
Clear Silver with $0 Insulin Options
On the Clear Silver plan, members can pay as little as $0 for some insulins, plus you can get a free glucometer. Select mental health medications may also be available for $0.
Learn more about our Ambetter Health Premier plan, which offers enhanced diabetes benefits. Go to the Benefits section and view "Benefits for Members with Diabetes" for details.
Essential Health Benefits
With an Ambetter Health Marketplace health insurance plan, you have access to coverage on these essential medical and wellness services:
- Emergency Care
- Hospitalization
- Outpatient or Ambulatory Care
- Pregnancy, Maternity and Newborn Care
- Pediatric Care
- Mental Health and Substance Use Care
- Laboratory Services
- Prescription Drugs
- Rehabilitative Therapy Services and Devices
- Preventive and Wellness Care
Ambetter Health Member Exclusive Programs
As an Ambetter Health member, you have access to additional services to manage your health, no matter which plan you choose.*
*Programs and perks vary by market. Check your market’s availability to better understand the options in your area.
Choosing a health insurance plan that has balanced out-of-pocket costs and monthly premium payments, like a silver Premier plan, can help you save.
Watch this short video to learn more.